Creda Bank Privacy Policy

Effective Date: January 1997

At Creda Bank, your trust is our most valuable asset. Protecting your privacy and safeguarding your personal information is at the core of everything we do. This Privacy Policy explains how we collect, use, store, and protect your information when you use our services.

1. Information We Collect

We may collect the following types of information:

  • Personal Information: Name, address, email, phone number, date of birth, government-issued identification, and account details.

  • Financial Information: Transaction history, payment details, account balances, credit/debit card information.

  • Technical Information: IP address, browser type, device information, login data, and cookies.

  • Communication Records: Messages, emails, or calls between you and Creda Bank.

2. How We Use Your Information

We use your information to:

  • Provide and manage banking services.

  • Verify your identity and prevent fraud.

  • Process payments and transactions securely.

  • Improve our services, website, and mobile app.

  • Send important updates, alerts, and service-related communications.

  • Comply with legal and regulatory obligations.

3. How We Share Information

We do not sell your personal information. We may share information with:

  • Service Providers: Third parties who assist in processing payments, IT support, or customer service.

  • Regulatory Authorities: When required by law or for compliance purposes.

  • Business Partners: Only with your consent, for services that benefit you.

4. Data Security

We use advanced security measures, including encryption, firewalls, and multi-factor authentication, to protect your information against unauthorized access, alteration, or disclosure.

5. Your Rights

Depending on your location, you may have rights under privacy laws, including:

  • Accessing the personal information we hold about you.

  • Requesting corrections or updates to your data.

  • Requesting deletion of your personal data (subject to legal requirements).

  • Opting out of marketing communications at any time.

6. Cookies and Tracking Technologies

Our website and mobile app may use cookies and similar tools to improve your browsing experience and personalize services. You can manage cookie settings in your browser.

7. Third-Party Links

Our website or app may contain links to third-party websites. Creda Bank is not responsible for the privacy practices of those sites and encourages you to review their policies.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with a revised effective date.

9. Contact Us

If you have any questions or concerns about this Privacy Policy or how your information is handled, please contact us:

Creda Bank – Privacy Contact
Email: info@credabank.co.uk

🔒 At Creda Bank, your privacy is our priority.